Client Portal

Meet The Team

Steven Vallery – Managing Director

Steven is a law graduate, who has over 20 years’ experience in the financial services industry. As a founding Director of S4 it has been Steven’s role to drive the business forward and to develop and adapt the business to meet the ever-changing landscape of the financial services industry.

His strong connections with other industry professionals allow him access to the best opportunities for our clients.

Steven Vallery

Tim McKechnie – Investment Director

Tim has extensive experience of financial planning for High Net Worth Individuals, celebrating 20 years in investment management in 2019. Tim has a hands-on approach to client management and maintains a strong personal relationship with each of his clients and many other S4 clients.

Tim provides a strong steering judgment for the company both with business strategy and investment allocation for client portfolios.

Tim McKechnie

Ronald Elder – Non – Executive Director

Ron brings a wealth of knowledge and experience to S4 in his capacity as non-executive Director. His vast experience is drawn from financial services and manufacturing sectors where he has worked in senior financial and business leadership positions over the last 27 years.


Nick Cole – Senior Financial Consultant

Nick joined S4 as a Consultant in February 2009 after 6 years at Board level with a local wealth management company. Prior to that Nick spent 20 years in the City working exclusively in the private client arena for Coutts & Co, Merrill Lynch International Private Bank and Credit Suisse Private Banking.

As well as being a member of the Personal Finance Society Nick is a member of the Securities Institute with qualifications in Private Client Investment Management, Regulation & Compliance and Fund Management.

Nick Cole

Steve Smith – Mortgage Consultant

Steve joined S4 in September 2011. He has a wealth of experience in the mortgage arena and has run a number of prominent companies within the city including Savills, Hamptons and Square Mile Mortgage Finance Ltd.

Steve’s role is to advise clients in the complex area of the mortgage market and provide solutions to their mortgage requirements. His knowledge of the market means he can assist clients on all types of property financing both residential and commercial. Steve holds the Certificate in Mortgage Advice Practice.

Steve Smith

Diane Wagland – Finance Manager

Diane Wagland has been Finance and HR Manager for S4 Financial since November 2004 having previously worked in a variety of management roles within Education and as a Financial Advisor for a large Financial institution. 

Diane has responsibility for all areas of the corporate accounts, their management and supervision within S4 Financial.  Diane also heads up our Corporate Accounting Team offering a full corporate management package to our clients. Diane is a qualified member of the AAT.

Diane Wagland

Emma Cornish – Finance Assistant

Emma joined S4 Financial in 2013 as a Finance Assistant.  Currently a part-qualified accountant, she is working towards becoming a full member of the ACCA.

Emma works with Diane in the preparation of the S4 corporate accounts.  In addition, Emma also works within our corporate client team.

Emma Cornish

Mary McDonnell – Senior Paraplanner & Pension Transfer Specialist

Mary joined S4 Financial Limited from a customer services background in 2006 as a client researcher and transitioned to the role of Para-planner in 2009.

Mary holds the Diploma in Financial Planning and the Certificate in Pension Transfer Advice and is working toward the Advanced Diploma.

Mary manages the Paraplanning team and performs the technical aspects of our service including research, technical analysis and report writing as well as providing an additional support service to clients.

Mary McDonnell

Eliot Gibson – Paraplanner

Eliot is an ambitious and tenacious individual who joined S4 Financial as a Level 4 Diploma qualified Paraplanner. After having worked as a Trainee Paraplanner at his former employment, he turned to S4 Financial to progress his abilities further in a Whole of Market environment and really likes the technical aspects and challenges that Financial Planning presents.

Eliot has a real passion for self-development and is currently studying towards becoming a Charter Holder with the Chartered Insurance Institute.

Eliot Gibson

Annie Bryant – Trainee Paraplanner

Annie joined us in May 2017 and is a valuable member of the Support Team. She is studying with the CII to obtain qualifications in Financial Services. Annie is working towards the Paraplanner role whilst providing an administration support service to clients.

Annie Bryant
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