Maximising returns from your cash

| Maximising returns from your cash

Fixed term deadlines. Interest rate changes. Tedious transfers. Whether you’re saving for the long-term or depositing a sudden windfall – managing and maximising your cash can be complicated and time-consuming.

Diversifying your savings across different banks and building societies can help increase your returns – but it can also increase your admin. There is an easier way: goodbye multiple apps, hello single hub.

Cash management is an important part of your overall financial strategy, but it can be difficult to keep track of multiple savings accounts and rates.

Thanks to a partnership between S4 Financial and Insignis, you can easily place, withdraw and re-invest your cash on a single platform. From fixed term deposits to easy access savers, Insignis brings together thousands of different accounts from more than 50 banks and building societies.

Accounts can be accessed via a single application form and a single online dashboard, saving you and your adviser time. Central visibility of all your cash assets also makes it easier to maximise your protection under the UK Financial Services Compensation Scheme.

Less admin, more control

As an authorised payment institution, Insignis opens accounts and places deposits based on your instructions. You always remain the beneficial owner of your funds and can access the Insignis hub 24/7.

They offer:

Competitive and exclusive rates
Broad range of account types, including those suitable for Power of Attorney, Court of Protection and Trust situations
Transparent fees calculated daily as a percentage of the total deposits held on the Insignis platform. There are no additional setup, administration, or transaction fees.

Regulated by the FCA, Insignis has helped clients place more than £22 billion in cash since 2017 and has a UK-based support team, which provides reminders when fixed-term products are due to mature.

| Get in touch today

If you want to cash in your cash, contact Insignis – Insignis – Contact Us – remember to mention that you’re an S4 Financial client.

Other finance partners are available, but this is the one we use.