Close this search box.
Close this search box.

| Growing your business

Owning your own business can be hugely rewarding – but it is also hard work. It takes focus and dedication to build up a successful business – and it can feel like there simply aren’t enough hours in the day to get everything done.

At S4 Financial, we work with successful entrepreneurs and business owners whose passion and care for their business we deeply admire. As business owners ourselves, we understand that it is extremely easy to get lost in the day-to-day running of your business, so that long-term strategic financial planning, in addition to your personal financial goals and objectives, can often slip to the bottom of your ‘to-do’ list.


Our financial advisers have decades of experience in corporate financial planning. We are here to support business owners as they work tirelessly to grow their business, giving them the peace of mind that the financial side of things is firmly under control.  

A solid financial plan for your business

When you are growing your business, your focus will be on minimising risks and maximising cashflow, so that you can increase profit, invest in new business assets and successfully scale your business.


When we begin working with you, we will carry out a thorough assessment of your business’s financial health, analyse cashflow and take the time to find out about your short and long-term business goals. Using this information, we will develop a bespoke financial plan that works to meet your objectives.


Your business plan will include:

  • Identification of potential financial risk and strategies to mitigate them
  • Specialist investment advice
  • Tax planning to minimise your tax liabilities
  • Cashflow modelling to create a roadmap towards achieving your objectives
  • Employee benefit schemes
  • Succession planning
  • Ensuring your business plan is aligned with your personal wealth goals.

Cashflow modelling for businesses

Since our establishment in 2004, cashflow modelling has been at the forefront of our financial planning strategy. Cashflow modelling is a scientific approach to financial planning that takes a business’s current assets, income, expenditure, debts and investments and uses that data to create a realistic prediction of future performance and solvency. Using this approach, we can provide our clients with an accurate view of the future of their business according to a wide range of scenarios, ensuring their plan accounts for every eventuality.


A cashflow model can help determine the legacy you can afford to leave behind as well as what you can afford to gift during your lifetime, whilst still enjoying your preferred standard of living.

Corporate accounting services

At S4 Financial, we find that our clients wish to deal with as few external providers as possible to save time and retain control and oversight of their business. That is why we deliver a full corporate accounting service, helping to support your business’s growth with rigorous financial management procedures.


Should you wish us to, we can support you with:


    • Company set up
    • Financial accounting and management
    • VAT registration and returns
    • Production of annual accounts and filing
    • Corporation Tax.

| Building partnerships

With any client we work with, our aim is always to build a long-term relationship that lasts for a lifetime. Wherever you are in your life, we will be here to support you in meeting the challenges you face and achieving your goals for a brighter and more prosperous future.


Should you wish to partner with us, please do get in touch.



Join our subscriber community for our latest news and considered insights

Our Approach

Follow us


Join our subscriber community for our latest news and considered insights