Talk Money Week takes place from 3-7 November 2025; a national campaign aimed at encouraging people across the UK to open up about money.
Start the conversation
This year’s theme, ‘Start the Conversation,’ is all about taking that first step toward greater financial confidence. Many of us put off money discussions because they can feel uncomfortable or complex, yet, avoiding the topic often leads to unnecessary stress and missed opportunities.
Why talking matters more than ever
With the cost of living still affecting households at every income level, we believe these conversations are more important than ever. Even people with established savings or investment portfolios are reassessing budgets, reviewing goals and thinking about how best to support family members. Talking openly about money can help people make better-informed decisions — especially at a time when economic change continues to shape our financial outlook.
Don’t procrastinate – take control
Starting a money conversation doesn’t need to be daunting. It might mean chatting with your partner about retirement expectations, discussing with your children how to pass on wealth responsibly, or seeking professional advice about making your money work harder. Taking action, rather than worrying or procrastinating, helps bring clarity and control.
Why now we believe now is the perfect time
With the Autumn Budget just around the corner, we believe there’s never been a better reason to get talking about your finances. The Chancellor is expected to set out the government’s latest tax and spending priorities – from potential changes to pensions, Inheritance Tax and investment reliefs, to new measures affecting business owners and property investors.
Understanding how any potential developments could impact your personal or family finances is key. Reviewing your position ahead of the Budget allows you to plan with confidence and, where appropriate, make proactive decisions to protect or enhance your wealth. Whether it’s considering how frozen tax thresholds might affect take-home pay, reviewing pension contributions, or reassessing investment strategies in light of changing economic forecasts, a conversation now could help you stay one step ahead.
Turning conversations into confidence
Open conversations lead to better outcomes. We encourage our clients to use Talk Money Week as an opportunity to reflect on their financial wellbeing and to ask questions – big or small.
Whether it’s reviewing your pension strategy, rebalancing investments, tax planning or preparing for the future, now is the perfect time to start talking. The combination of Talk Money Week and the forthcoming Autumn Budget makes this an ideal moment to pause, reflect and take control.
After all, the best financial plans – and the most resilient ones – begin with an honest conversation.
The information in this blog is for general guidance only and does not constitute personal financial advice. Tax, pension, and financial planning rules may change and can vary depending on your individual circumstances. Past government budgets are not a reliable indicator of future policy changes. You should seek advice from a qualified financial adviser before making any financial or investment decisions.